Wednesday, February 26, 2025

Can I Landlord Blog/Investing 101/Meet Your Lender: Your Guide to Successful Real Estate Investments

Welcome to Can I Landlord: Your Path to Real Estate Investment Success

If you're considering real estate investing - whether it's converting your current home to a rental, buying your first investment property, or building a larger portfolio - you're in the right place. I'm John King, and I've been helping investors navigate the world of mortgage lending since 2001. After more than two decades with Summit Funding, I've learned that success in real estate investing comes in many forms, and there's no one-size-fits-all approach.

Why Can I Landlord?

I created Can I Landlord because I kept meeting people with different real estate goals who weren't getting the full story from traditional lenders. Maybe you're thinking about keeping your current home as a rental when you move, or you're interested in buying your first investment property but worried about tax implications. Perhaps you're ready to grow from one property to many. Whatever your goal, you need clear, practical information about your options.

Through our growing YouTube channel and this website, I share strategies for investors at every level:

✅Converting your primary residence into a rental property
✅Buying your first investment property without headaches
✅Using DSCR (Debt Service Coverage Ratio) loans to qualify based on rental income, not your tax returns
✅Strategic refinancing to lower rates and access equity
✅Growing your portfolio when you're ready
✅Navigating complex scenarios like multi-unit properties and LLC purchases

What You'll Find Here:

This isn't your typical mortgage website. Whether you're looking to generate some extra monthly income from a single property or build a larger portfolio, you'll find practical, actionable advice based on real-world experience and current market conditions.

Through our weekly YouTube content and regular blog updates, we explore:

✅Primary residence conversion strategies
✅First-time investment property guidance
✅Portfolio growth opportunities
✅Property management basics
✅Financing options for different situations
✅Market insights and timing considerations
✅Tax-efficient investment approaches
✅Property type comparisons (single-family vs. multi-unit)

My Promise to You

With over 20 years in mortgage lending, I've helped investors at every level succeed with their unique goals. Some of my clients are happy with one well-performing rental property, while others have built substantial portfolios. My commitment is to help you understand your options and make informed decisions that align with your personal investment goals.

Whether you're watching our latest YouTube video about DSCR loans or reading our blog posts about converting your primary residence to a rental, you'll always get straight talk about what's possible in today's market. No fluff, no pressure to "go big" - just practical strategies that work for your situation.

Ready to explore your real estate investment options? Subscribe to our YouTube channel for weekly insights, and bookmark this blog for regular updates on investment property financing strategies that actually work.

Let's turn your real estate goals into reality!

John King
Summit Funding

​Your Investment Property Financing Specialist since 2001

Ready to Get Started?

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John King

I'm John King, and I've dedicated over 20 years to the mortgage industry. Proudly ranking in the top 1% of mortgage originators since 2015, my passion lies in guiding homebuyers and homeowners achieve their homeownership goals.

JOHN KING  - NMLS ID# 453426
855-626-5464 Office
kingteam@johnloanking.com
2220 Douglas Blvd, Suite 220, Roseville, CA 95661

John King Loan Consultant / Branch Manager NMLS ID# 453426, Roseville- Branch NMLS ID# 1008243, Lodi- Branch NMLS ID# 284835, Summit Funding, Inc. NMLS ID# 3199, www.nmlsconsumeraccess.org, Equal Housing Opportunity.

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​Last Updated 2/2/2025

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